This isn’t about what we know. It’s about what’s getting in the way.

In this episode, Dr. Sev sits down with financial wellness consultant Nia Adams to explore why money can still feel hard—even when you know what to do. They unpack how confidence, beliefs, and past experiences shape financial decisions, and what it takes to move past money shame and follow through.

If you’ve ever felt like you should be further along by now, this conversation is for you.

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Join Dr. Sev's Wealth Warriors Community for more financial discussions and insights (FREE to join): https://www.skool.com/wealth-warriors-community-1025/about

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

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Nia's links:

Website - www.niaadams.com

Linkedin - https://www.linkedin.com/in/nia-a-0b485b58/

Youtube - www.youtube.com/@moneyperspectives

Conference - www.thrive360atl.com (September 26, 2026 in Atlanta)

Nia Adams, known as The Coins Confidant, is a financial wellness consultant, speaker, and founder of Perspectives. She helps individuals and organizations move from knowing what to do with money to feeling confident enough to do it through practical, judgment-free financial education.

After paying off $57,000 in debt in under three years, Nia built a nationally recognized platform focused on confidence, behavior, and real-life financial decision-making. She is a three-time author, holds an MBA in Finance, and is both an Accredited Financial Counselor® and Certified Financial Education Instructor. Nia also serves on the advisory board of United Way of Greater Atlanta – Douglas County and is known for creating spaces where conversations about money feel accessible, empowering, and transformative.

More money does not fix money problems. It reveals them.

So why does earning more still leave so many people feeling stuck?

In this episode, Dr. Sev sits down with returning guest Ashlee Edwards, attorney and private money lender, to talk about why income alone is not enough. They break down common mistakes people make when trying to earn more, what cash flow really means in everyday life, and how to start making your money work more intentionally.

If you’ve ever worked hard, earned more, and still felt behind, this conversation will help you understand why—and what to do next.

Ashlee Edwards helps professionals build wealth through intentional private money lending, with a focus on legal clarity, risk awareness, and sustainable returns.

Women on the Move is a Women's History Month series highlighting women who are building, leading, and redefining success on their own terms.

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Join Dr. Sev's Wealth Warriors Community for more financial discussions and insights (FREE to join): https://www.skool.com/wealth-warriors-community-1025/about

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Join Ashlee's Accelerators here:

*PRIVATE MONEY LENDING ACCELERATOR (MAY 2026 COHORT): https://genfinity.thrivecart.com/pmlamay26/?affiliate=drsev

*PRIVATE MONEY LENDING ACCELERATOR (AUGUST 2026 COHORT): https://genfinity.thrivecart.com/pmlaaug26/?affiliate=drsev

Instagram: instagram.com/lndrsnfrnds

Facebook: https://www.facebook.com/lndrsnfrnds

YouTube: https://www.youtube.com/@ashealways

Website: https://lndrsnfrnds.com/

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

Money stress doesn't just affect your bank account. It affects your peace, your relationships, and the stories you carry about what you deserve.

In this live episode of Dr. Sev Talks Money, I sat down with LaQueshia Clemons, LCSW, TOM®, AFC®, a Financial Therapist and founder of Freedom Life Therapy and Wellness, for a conversation that goes beneath the surface.

LaQueshia brings something rare to this space. She blends clinical therapy with financial education to help us understand the emotional side of money in a way that actually leads to healing and change.

Women on the Move is a Women's History Month series highlighting women who are building, leading, and redefining success on their own terms.

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Join Dr. Sev's Wealth Warriors Community for more financial discussions and insights (FREE to join): https://www.skool.com/wealth-warriors-community-1025/about

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Connect with LaQueshia here:

Website: www.freedomlifetherapy.com

LinkedIn: https://www.linkedin.com/in/laqueshiaclemons/

Instagram: https://www.instagram.com/themoneytherapist_1/

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

In this episode of Dr. Sev Talks Money, I sit down with Dr. Amirra Condelee, a pediatric occupational therapist turned fintech founder, to discuss the hidden wealth gap affecting many high-achieving professionals.

Together, we discuss the financial pressures many successful professionals quietly face, the mindset shifts needed to build wealth, and why financial literacy is critical for closing the gap between looking successful and feeling financially secure.

After paying off more than $500,000 in student loan debt, Dr. Amirra and her husband co-founded RouteFin, a financial marketplace designed to connect healthcare professionals with trusted financial experts, resources, and education all in one place.

In this conversation, we cover:

• Paying off $500K in student loan debt and the lessons that came with it

• The financial literacy gap in healthcare and other high-income professions

• Why success on paper doesn't always translate to financial security

• How mindset and money habits shape long-term wealth

• The mission behind RouteFin and helping professionals navigate their financial lives

Women on the Move is a Women's History Month series highlighting women who are building, leading, and redefining success on their own terms.

Connect with Dr. Amirra Condelee

Website: www.routefin.com (release to public, March 13, 2026)

Email: hello@routefin.com

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Join Dr. Sev's free community for women here: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

In this episode of Dr. Sev Talks Money, I’m joined by attorney and private money lender Ashlee Edwards to explore private money lending, what it is, how it works, and how it differs from investing in stocks or owning rental property.

Private lending is often misunderstood. Some see it as risky. Others confuse it with syndications or hard money lending. Ashlee brings clarity to the conversation by breaking down secured vs unsecured loans, risk mitigation strategies, and how professionals can use capital more intentionally.

We also discuss:

• The difference between a loan and an equity investment
• How to protect your principal before funding a deal
• Questions cautious investors should ask
• A costly $35,000 investing mistake — and the lessons behind it
• Why financial clarity matters more than hype

If you’re curious about alternative wealth-building strategies beyond traditional saving and investing, this episode offers practical insight and a grounded perspective.

This conversation is part of the Women on the Move series, highlighting women expanding access to financial knowledge and strategy.

Connect with Ashlee here:

*Instagram: instagram.com/lndrsnfrnds

*Facebook: https://www.facebook.com/lndrsnfrnds

*YouTube: https://www.youtube.com/@ashealways

*Website: https://lndrsnfrnds.com/

*Program (if applicable): JOIN THE MAY 2026 ACCELERATOR https://genfinity.thrivecart.com/pmlamay26/

*Community (free course for those curious but not quite ready):

JOIN THE FREE COURSE https://bit.ly/areyoubuilt

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Join Dr. Sev's free community for women here: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

This may not sound like a typical money conversation, but money affects everything, including who we choose, what we tolerate, and how we heal.

Many women struggle with repeating unhealthy relationship patterns without fully understanding why. In this episode, relationship expert Chaya Garcia explains how emotional stability, financial responsibility, sobriety, and forgiveness influence healthy love and long-term success.

If you have experienced narcissism, addiction dynamics, codependency, or unresolved hurt, whether directly or indirectly, this conversation will resonate.

Chaya Garcia, is a licensed social worker, entrepreneur, and relationship expert who helps people understand love from the inside out. Chaya’s work centers on self-responsibility, healing the inner child, recognizing healthy and unhealthy dynamics early, and building relationships that are emotionally safe and sustainable.

Contact her at www.connectwithchaya.com

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Join Dr. Sev's free community for women here: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

If you’ve ever felt overwhelmed by student loans or unsure whether you can build wealth at the same time, this conversation will give you clarity, perspective, and actionable next steps.

In this episode of Dr. Sev Talks Money, I sit down with financial advisor Brenton Harrison to explore one of the biggest financial tensions many women face today. We discuss why income alone does not guarantee financial security, how childhood money experiences shape the way we handle debt and wealth, and why building reserves while paying down debt is not optional, it’s necessary.

Connect with Brenton here:

Website: https://www.newmoneynewproblems.com/subscribe

Instagram: @newmoney.newproblems
YouTube: youtube.com/@newmoneynewproblems

Brenton D. Harrison is the founder of New Money New Problems, a financial advisory serving the needs of first and second-generation high income-earners. He has been featured in publications such as Business Insider, USA Today, and Forbes, and named one of the Top 100 Advisors in the country and Top Advisors Under 40 by Investopedia and InvestmentNews. Brenton hosts the weekly New Money New Problems Podcast on all things finance, and the biweekly Escape Student Loan Debt Podcast for borrowers struggling with federal and private student loan debt.

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Join Dr. Sev's free community for women here: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

In this episode, Dr. Sev is joined by Scott Maderer, coach, speaker, and author, for a practical conversation about building a life that fits. They explore how aligning time, talent, and money, and focusing on the right work instead of more work, can help create clarity, sustainability, and intention in everyday life.

Listeners will walk away with reflection questions, mindset shifts, and simple steps they can take to move forward with confidence.

Scott is the author of Inspired Living: Assemble the Puzzle of Your Calling by Mastering Your Time, Talent, and Treasures. He helps individuals and couples make intentional decisions around time, work, and money that support sustainable, values-aligned lives.

Connect with Scott and explore his free resources here: https://www.inspiredstewardship.com/sev

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Join Dr. Sev's free community for women here: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/