At some point, many business owners begin asking what they should do with extra cash once the business becomes stable.

In this episode of the Empowering Healthy Business Podcast, Cal Wilder talks with Adam Landrum about how he approached investing in real estate as a business owner.

Adam shares how high lease costs pushed him to think differently, what happened when he bought commercial property, the renovation mistakes that hurt short-term cash flow, and why the long-term outcome still made sense.

He also compares residential and commercial real estate, explains the role of property management, and offers a realistic view of both the upside and the risk.

In this episode:

• Why business owners often turn to real estate
• Renting vs owning office space
• How to think about property as part of a long-term strategy
• Renovation mistakes and what they cost
• Managing tenants, repairs, and day-to-day issues
• Residential vs commercial risk and complexity

If you are considering real estate as part of your long-term wealth strategy, this episode gives you a practical place to start.

To reach Adam:

adam@madetomatter.coach

https://www.linkedin.com/in/adamlandrum/

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Host Cal Wilder can be reached at:
cal@empoweringhealthybusiness.com
https://www.linkedin.com/in/calvinwilder/

As marketing and technology businesses grow, they often become more chaotic, despite having more clients and more work.

In this episode of the Empowering Healthy Business Podcast, Cal Wilder speaks with Jami Mullikin, founder of Wonder, about how to make EOS (Entrepreneurial Operating System) successful in agencies and tech-driven businesses.

They explore how EOS creates clarity, accountability, and alignment—and why structure can actually enhance creativity instead of limiting it.

In this episode:

• Why agencies struggle with growth and complexity
• How EOS creates a clear operating rhythm
• The importance of accountability charts
• Why creative teams perform better with structure
• The role of scorecards in measuring performance
• Common challenges in implementing EOS
• How EOS improves both internal operations and client outcomes

If your business feels harder than it should, this episode will help you rethink how structure can support growth.

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Host Cal Wilder can be reached at:
cal@empoweringhealthybusiness.com
https://www.linkedin.com/in/calvinwilder/

AI is already part of business life—but most small and midsize companies are not using it intentionally inside their sales process.

In this episode of the Empowering Healthy Business Podcast, Cal Wilder talks with Jim Norton, MBA, Certified Sales Leader from Sales Acceleration, about how businesses can apply AI in practical ways to improve productivity, forecasting, lead generation, and coaching.

They break down how to start small, measure results, and build confidence before investing in complex systems.

In this episode:

• Practical productivity uses of AI in sales
• Smarter CRM systems with pattern recognition
• AI-driven lead generation
• Coaching with real call analysis
• Creating an internal AI policy
• Evaluating ROI before scaling

If you’re curious about AI but unsure where to begin, this episode gives you a practical roadmap.

Here is Jim's contact info if you want personalized support:

Email: jnorton@salesxceleration.com

LinkedIn: Jim Norton, MBA, Certified Sales Leader | LinkedIn - https://www.linkedin.com/in/jim-s-norton/

Jim's Practice Site: Jim Norton - https://salesxceleration.my.canva.site/jim-norton

AI Integration Services We Offer: AI for Sales | Sales Xceleration- https://salesxceleration.com/ai-for-sales/

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Host Cal Wilder can be reached at:
cal@empoweringhealthybusiness.com
https://www.linkedin.com/in/calvinwilder/

Most business owners think tax season is about filing returns.
In reality, the biggest tax opportunities happen the other nine months of the year.

In this episode of the Empowering Healthy Business Podcast, Cal Wilder talks with Greg Reed about what your CPA should be telling you—especially if you want fewer surprises and better decisions year-round.

They discuss the difference between tax prep and tax planning, why not all tax savings are equal, how multi-year strategy works, and when paying more tax can actually support growth.

In this episode:

• Why filing early doesn’t mean you’re planning well
• The difference between deductions, credits, and deferrals
• Why income smoothing matters
• When higher taxable income helps with funding
• Why entity structure and owner pay need regular review
• The truth about extensions and safe harbor estimates
• Why tax planning must be proactive

If you’re only meeting your CPA once a year, this episode may change how you think about taxes.

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Host Cal Wilder can be reached at:
cal@empoweringhealthybusiness.com
https://www.linkedin.com/in/calvinwilder/

Tax season doesn’t cause stress because of paperwork; it causes stress because business owners don’t know what’s coming.

In this episode of the Empowering Healthy Business Podcast, Cal Wilder talks with Greg Reed, Head of Tax at SmartBooks, about how business owners can prepare for tax season in January to avoid surprises and reduce anxiety.

They break down the difference between tax filing, projections, planning, and coaching, and explain what steps actually make tax season smoother.

In this episode, you’ll learn:

• Why uncertainty creates tax anxiety
• What to organize in January to stay ahead
• How clean bookkeeping impacts tax prep
• How to prepare for 1099s and estimated payments
• When itemized deductions may apply again
• Why proactive tax support matters

If tax season feels stressful every year, this episode will help you approach it with more clarity and control.

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Host Cal Wilder can be reached at:
cal@empoweringhealthybusiness.com
https://www.linkedin.com/in/calvinwilder/

Choosing the right retirement plan is one of the most important—and confusing, decisions a business owner makes.

In this episode of the Empowering Healthy Business Podcast, Calvin Wilder talks with Charles Reichelt about how small business owners can design retirement plans that work for both the owner and the team.

They cover the pros and cons of different plan types, how to manage costs and compliance, and how employee education plays a critical role in plan success.

In this episode, you’ll learn:

• How different retirement plans work for small businesses
• When to use a 401(k), SIMPLE IRA, SEP IRA, or solo 401(k)
• How to increase owner contributions while staying compliant
• How to keep plan fees transparent and competitive
• When it’s time to benchmark or redesign your plan

If you’re starting a retirement plan, or wondering whether your current plan still fits, this episode provides clear guidance to help you make confident decisions.
Charles Reichelt - FTG Squared
Direct phone: 301-466-9945

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Host Cal Wilder can be reached at:
cal@empoweringhealthybusiness.com
https://www.linkedin.com/in/calvinwilder/

Many small and mid-size B2B companies extend payment terms—but struggle to know which customers are truly creditworthy.

In this episode of the Empowering Healthy Business Podcast, host Calvin Wilder sits down with Brian Suthoff, CEO of Truverto, to explain how businesses can finally get value from credit bureaus and make better credit decisions without heavy IT or manual uploads.

Brian breaks down how new accounting system integrations now allow small businesses to automatically share A/R data, receive validated company profiles, and get usable credit scores—all in real time.

💡 In This Episode:

• Why business credit bureaus matter for small businesses
• How to automate trade reporting with QuickBooks or Dynamics 365
• How to use bureau data to improve cash flow and reduce fraud
• Setting terms by risk tier (low, medium, high)
• The 5-step rollout plan to get results in 60 days

If your business extends credit, this episode will show you how to turn bureau data into a tool for faster payments, safer approvals, and better working capital.

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Host Cal Wilder can be reached at:
cal@empoweringhealthybusiness.com
https://www.linkedin.com/in/calvinwilder/

As 2025 wraps up, smart business owners are already preparing for tax season.

In this episode of the Empowering Healthy Business Podcast, Calvin Wilder speaks with Greg Reed, Head of Tax at SmartBooks and Certified Tax Coach, about the latest developments affecting 2025 year-end tax planning.

Greg explains how to use new rules and deductions to reduce your tax burden and plan confidently before December 31.

💡 In This Episode:

• 100% bonus depreciation vs. Section 179 — which to use
• SALT cap increase and PTET strategies for high-income owners
• What’s changing with QBI and 1099 thresholds
• How to reclaim R&D expenses from prior years
• The 100% write-off window for manufacturing and production facilities
• A practical year-end tax checklist for every business owner

Whether your business had a record year or a down year, this episode helps you identify the levers that actually lower your tax bill.

Send us Fan Mail

Thanks for listening!

Host Cal Wilder can be reached at:
cal@empoweringhealthybusiness.com
https://www.linkedin.com/in/calvinwilder/