[Health Insurance] 1, Introduction and Types of Health Losses Podcast By  cover art

[Health Insurance] 1, Introduction and Types of Health Losses

[Health Insurance] 1, Introduction and Types of Health Losses

Listen for free

View show details
This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Health insurance addresses four key losses: medical expenses, disability income, accidental death, and long-term care needs. - The crucial exam distinction between Medical Expense insurance, which pays for care, and Disability Income insurance, which replaces lost wages. - A peril is the direct cause of loss in health insurance, which is limited to either sickness or accidental injury. - A hazard is a condition that increases the chance of a peril occurring and can be categorized as physical, moral, or morale. - How to recognize common exam traps that test your ability to differentiate between loss of income and medical expense coverage in a given scenario. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
No reviews yet