Long‑term care is often ignored until it’s unavoidable. This episode with Gerry Ricken & Heidi Ricken Provost breaks down how people think about care, control, and independence later in life. The conversation explores care preferences, family impact, and the trade‑offs behind different planning approaches.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476.

Find the Rickens on social media: Facebook | Instagram | YouTube

See omnystudio.com/listener for privacy information.

Baseball season sparks a bigger conversation about getting back to basics—this time in retirement planning. Gerry Ricken and Heidi Ricken Provost walk through where a retirement plan really begins, starting with purpose, daily life, and spending habits. The discussion breaks down how income planning fits together, from Social Security timing and pensions to multiple income streams designed to support long-term needs. Along the way, they connect familiar sports analogies to practical retirement decisions, emphasizing how thoughtful planning, flexibility, and understanding your numbers shape what retirement can actually look like.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476.

Find the Rickens on social media: Facebook | Instagram | YouTube

See omnystudio.com/listener for privacy information.

Retirement planning doesn’t stop at families—it includes those flying solo. This episode with Gerry Ricken addresses widowed and divorced retirees who often feel overlooked in traditional planning conversations. The discussion reframes what “family” means in retirement, covering income planning, healthcare decisions, long-term care, and estate basics for individuals. It’s an honest conversation about independence, personal space, and building a support system that extends beyond bloodlines.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476.

Find the Rickens on social media: Facebook | Instagram | YouTube

See omnystudio.com/listener for privacy information.

A marathon photo finish becomes a powerful retirement metaphor in this episode. This discussion with Gerry Ricken challenges the idea that it’s ever “too late” to improve your financial plan and explains why retirement success isn’t about hitting a magic number. From income planning and healthcare costs to Social Security timing and personalization, the conversation reinforces that retirement is a long game—one shaped by consistency, flexibility, and purpose.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476.

Find the Rickens on social media: Facebook | Instagram | YouTube

See omnystudio.com/listener for privacy information.

What happens when retirement planning starts with "why" instead of numbers? In this episode of Kickin’ with the Rickens, Gerry Ricken and Heidi Ricken Provost step away from charts and strategies to share the story behind their purpose-driven approach to retirement. From tax-focused planning and income clarity to family legacy, community service, and charitable work, they explain how values shape financial decisions. You’ll hear why risk, income, and personal purpose guide every plan—and how retirement can be designed to support the life you want to live, not just the money you’ve saved.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476.

Find the Rickens on social media: Facebook | Instagram | YouTube

See omnystudio.com/listener for privacy information.

Death is inevitable—but how you live before it is a choice. Gerry Ricken reflects on loss, longevity, and real-life moments that shape how we approach retirement and everyday living. From family stories to lessons learned too late for some, this episode explores why waiting for “someday” can quietly steal joy. The conversation centers on living with intention, managing priorities, and finding meaning now, not later. It’s an honest discussion about time, perspective, and making the most of every season of life.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476.

Find the Rickens on social media: Facebook | Instagram | YouTube

See omnystudio.com/listener for privacy information.

Retirement isn’t just about money—it’s about what fills your days when work no longer does. Gerry Ricken breaks down the “Purpose Approach,” explaining how time, income, healthcare, taxes, and legacy all connect to life after work. Through real conversations and personal experiences, the episode highlights why no two retirement plans look the same and why understanding your “why” matters as much as your numbers. It’s a grounded look at preparing for longevity, protecting loved ones, and shaping a retirement that actually fits your life.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476.

Find the Rickens on social media: Facebook | Instagram | YouTube

See omnystudio.com/listener for privacy information.

Talking about death is uncomfortable, but avoiding it can leave families unprepared. This episode of Kickin’ with the Rickens explores the emotional and financial realities that surface when a loved one passes away. Heidi Ricken Provost shares real-world insight on grief, legacy planning, and the different ways money is inherited—from life insurance to retirement accounts and property. The conversation highlights why thoughtful planning matters, how taxes can quietly change what heirs receive, and why clarity today can reduce stress during life’s most difficult moments.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476.

Find the Rickens on social media: Facebook | Instagram | YouTube

See omnystudio.com/listener for privacy information.