Episodes

  • The Simple Rule Most Investors Ignore: What Can You Really Service?

    The Simple Rule Most Investors Ignore: What Can You Really Service?
    Apr 2 2026
    ABOUT THIS PODCAST:Property strategy isn’t just about borrowing capacity, chasing hotspots, or copying what everyone else is doing.In this episode, Lloyd Edge is joined by financial planner, Jackanizer, to unpack how smart property decisions are really made, starting with lifestyle goals, serviceability reality, and long-term structure, not hype or FOMO.They break down why borrowing less than the bank offers is often the smartest move, when property should (and shouldn’t) sit inside a trust, and how emotional decision-making quietly derails portfolios. The conversation finishes with Ed’s Deal, where three real mortgagee-in-possession properties are analysed as potential deals or traps.If you’ve ever wondered:• How much you should actually spend• Whether trust structures still make sense• If mortgagee sales are bargains or risks• Or why copying other investors rarely worksThis episode will help you cut through the noise and think strategically.🔔 Like, subscribe, and hit the bell so you never miss an update.⏱️ TIMESTAMPS00:00 - The “Lifestyle Architect” story and why strategy starts with lifestyle01:02 - Meet Jack Monza and the money lessons that shaped his approach04:25 - Buying a first home at 23 through discipline and smart risk10:34 - FOMO, emotion, and why comparison ruins decision-making13:32 - When you should actually engage a financial planner19:50 - Trust lending changes and why banks are pulling back22:05 - Trust structures, land tax, and when they don’t make sense28:20 - Ed’s Deal begins: mortgagee-in-possession properties analysed28:48 - Deal 1: Strong rent and location, but critical due diligence required31:26 - Deal 2: Cheap land, lapsed DA, and hidden red flags34:16 - Deal 3: Airbnb upside versus passive income reality36:40 - Final takeaways and strategic lessons📞 Book a Discovery Call: https://www.auspropertyprofessionals....✅ MESSAGE ME THROUGH THESE CHANNELS:🌐 Website: 👉 https://www.auspropertyprofessionals....📧 Email your questions: 👉 lloyd@auspropertyprofessionals.com.au📘 Facebook: 👉 www.facebook.com/profile.php?id=61563777981416📸 Instagram: 👉 www.instagram.com/lloydedge_buyersagent/🎥 YouTube: 👉 @auspropprofessionals🔗 LinkedIn: 👉 /lloyd-edge-b417a399📌 See omnystudio.com/listener for privacy information.📄 Disclaimer: The information provided in this video is general in nature and should not be considered personal financial advice. Always consult with a licensed financial advisor for advice tailored to your specific situation.#australianproperty #propertyinvesting #buyersagent #financialplanning #mortgagebroker #truststructures #cashflowproperty #rentalyield #australianrealestate #propertystrategy Hosted on Acast. See acast.com/privacy for more information.
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    37 mins
  • 2026 Property Outlook: Yields Are Compressing, So What Now?

    2026 Property Outlook: Yields Are Compressing, So What Now?
    Mar 30 2026
    ABOUT THIS PODCAST:Australia isn’t one market. It’s thousands of micro-cycles moving at different speeds.In this episode, Lloyd breaks down what investors really need to understand heading into 2026, from shifting rental yields and compressed returns to where growth is still quietly building. We unpack Brisbane’s momentum, Perth’s volatility, Melbourne’s reset, and why strategy now matters more than ever.You’ll also see three real properties analysed live, including what makes a deal, what makes a no deal, and how experienced investors should think about lifestyle assets, land shape, yield, and future flexibility.If you’re investing in 2026, this conversation will help you cut through the noise and focus on the moves that actually compound.******TIME STAMPS:0:00 – Why Australia has thousands of different property cycles0:47 – Should investors be buying or selling in 2026?1:12 – 2025 market recap and what surprised investors1:17 – Brisbane’s growth and the ripple effect3:32 – Perth’s volatility and timing risks4:48 – Melbourne’s position in the cycle6:01 – Interest rates, inflation, and policy impacts7:28 – First home buyer schemes and price pressure8:21 – Where opportunities still exist beyond FOMO10:20 – Rental yields, legislation, and under-rented assets12:46 – Yield vs growth and cash flow reality14:40 – Construction costs and building risks18:02 – How Lloyd would start investing in 202620:18 – Houses vs units vs townhouses24:04 – Buy or sell in 2026?26:23 – Deal or No Deal: Property 128:54 – Deal or No Deal: Property 230:35 – Deal or No Deal: Property 3******🚨 Australia's OFFICIAL #1 best selling property investment book of all time in Australia of the past decade, 'Positively Geared' has just been completely revised and updated: 👉 https://amzn.to/3VXfJTp🥇 Aus Property Professionals is one of Australia’s most sought-after buyer advocacy agencies with over 5000 purchases made on behalf of clients.Book your discovery call here: https://www.auspropertyprofessionals....🏠 Looking for property management that actually works for you?Get personalised, hands-on support directly from industry expert and Positively Geared co-host Armando Errichiello at Property Corner: https://propertycorner.com.au✅ MESSAGE ME THROUGH THESE CHANNELS:Website: 👉 https://www.auspropertyprofessionals....Send your questions to: 👉 lloyd@auspropertyprofessionals.com.auFollow us on Facebook: 👉 www.facebook.com/profile.php?id=61563777981416Follow us on Instagram: 👉 www.instagram.com/lloydedge_buyersagent/Subscribe to our YouTube Channel: 👉 @auspropprofessionalsConnect with us on LinkedIn: 👉 / lloyd-edge-b417a399See omnystudio.com/listener for privacy information.Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.#PropertyInvesting #AustralianProperty #PropertyStrategy #Investing2026 #RealEstateAustralia #RentalMarket #PropertyCycles Hosted on Acast. See acast.com/privacy for more information.
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    34 mins
  • Christmas PROPERTY Deals: How to Win on Terms, Not Price

    Christmas PROPERTY Deals: How to Win on Terms, Not Price
    Mar 25 2026
    ABOUT THIS PODCAST:Buying around Christmas can work in your favour, but only if your finance, solicitor, and due diligence are lined up.In this episode, Lloyd explains why the lead-up to Christmas can create real opportunities, how to win with better terms instead of higher offers, and why January can be even quieter for buyers who are ready to move fast. He also breaks down what banks do differently at this time of year, how cooling off periods really work, and why investors often avoid auctions when the numbers and risk need tighter control.If you’re planning to buy in December or early January, this gives you a clear game plan to stay sharp, avoid FOMO, and protect yourself while still moving decisively.******TIME STAMPS:0:00 - Why investors often avoid auctions1:27 - Why pre-Christmas can be a buying window4:57 - Holiday timing: solicitors, brokers, settlements6:06 - Using January and avoiding FOMO8:04 - Due diligence you should never skip10:07 - Bank delays and pre-approval reality13:24 - Auction vs private treaty: control and risk15:56 - Cooling off periods and negotiating time17:10 - Queensland clauses and deposits explained21:45 - Year-end tips for investors and landlords******🚨 Australia's OFFICIAL #1 best selling property investment book of all time in Australia of the past decade, 'Positively Geared' has just been completely revised and updated: 👉 https://amzn.to/3VXfJTp🥇 Aus Property Professionals is one of Australia’s most sought-after buyer advocacy agencies with over 5000 purchases made on behalf of clients. Book your discovery call here: https://www.auspropertyprofessionals....🏠 Looking for property management that actually works for you?Get personalised, hands-on support directly from industry expert and Positively Geared co-host Armando Errichiello at Property Corner: https://propertycorner.com.au✅ MESSAGE ME THROUGH THESE CHANNELS:Website: 👉 https://www.auspropertyprofessionals....Send your questions to: 👉 lloyd@auspropertyprofessionals.com.auFollow us on Facebook: 👉 www.facebook.com/profile.php?id=61563777981416Follow us on Instagram: 👉 www.instagram.com/lloydedge_buyersagent/Subscribe to our YouTube Channel: 👉 @auspropprofessionalsConnect with us on LinkedIn: 👉 / lloyd-edge-b417a399 See omnystudio.com/listener for privacy information.Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.#PropertyInvesting #AustralianProperty #BuyersAgent #PropertyTips #RealEstateAustralia #AuctionStrategy Hosted on Acast. See acast.com/privacy for more information.
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    32 mins
  • He Bought His First Property at 20… Then Everything Changed

    He Bought His First Property at 20… Then Everything Changed
    Mar 24 2026

    🎥 ABOUT THIS VIDEO:


    Most property investors don’t fail because they pick the wrong property — they fail because they never build a clear strategy in the first place.


    In this episode, Lloyd Edge sits down with senior strategist Joey D’Agata to unpack what actually separates random investing from structured, long-term wealth creation. Joey shares his own journey from buying a one-bedroom unit in his early 20s with no real plan, to gradually building a portfolio and discovering the power of equity, leverage, and strategic decision-making.


    They break down why borrowing capacity isn’t unlimited, how early mistakes like cross-collateralisation can impact your future, and why having the right team around you — from brokers to accountants — can completely change your trajectory. The conversation dives deep into how experienced investors think, using scenario modelling to map out different outcomes before making a purchase, rather than reacting after the fact.


    You’ll also learn why most people don’t need as many properties as they think, how realistic passive income targets are set, and why focusing on quality, cash flow, and long-term goals matters more than chasing numbers or trends. They explore how life changes — like income growth, career shifts, or starting a family — should influence your strategy, and why flexibility is critical in building a resilient portfolio.


    The episode wraps up with a live “Deal or No Deal” segment, where real properties are analysed to show how professionals assess value, risk, yield, and future potential — highlighting why not every “must be sold” listing is actually a good deal.


    If you’ve ever wondered:

    • How to move from buying randomly to investing strategically

    • How many properties you actually need to reach financial freedom

    • Why cash flow and serviceability matter more than assumptions

    • Or how to plan your portfolio before making costly decisions


    This episode will help you think clearly, act deliberately, and build a property strategy that actually works.




    ✅ CONNECT WITH AUS PROPERTY PROFESSIONALS:


    Website: 👉 https://www.auspropertyprofessionals....

    Send your questions to: 👉 lloyd@auspropertyprofessionals.com.au

    Follow us on Facebook: 👉 www.facebook.com/profile.php?id=61563777981416

    Follow us on Instagram: 👉 www.instagram.com/lloydedge_buyersagent/

    Subscribe to our YouTube Channel: 👉 @auspropprofessionals

    Connect with us on LinkedIn: 👉 / lloyd-edge-b417a399


    Hosted on Acast. See acast.com/privacy for more information.
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    45 mins
  • Two Properties or One? The Strategy First-Time Investors Miss

    Two Properties or One? The Strategy First-Time Investors Miss
    Dec 11 2025
    ABOUT THIS PODCAST:Should you stretch for one blue chip property or split your budget across two solid buys? In this episode, Lloyd Edge sits down with Armando for the 'Positively Geared' podcast and they break down what “blue chip” really means, how to judge safety beyond the suburb name, and why street selection and owner-occupier ratios matter for growth.They compare yields, cash-flow impacts, lending realities, and market-cycle timing. You’ll see when two mid-priced properties can accelerate your portfolio, when a single premium asset makes more sense, and how to use a simple cash-flow analysis to decide with confidence. They finish with quick “deal or no deal” case studies to show the thinking in action.If you want help mapping this to your goals, reach out to Aus Property Professionals using the details below. Like, subscribe, and share this with a mate who is weighing blue chip vs. two-cheaper.******TIME STAMPS:01:46 - What truly makes a property blue chip?03:25 - Why can a townhouse beat an apartment?04:02 - What is the upside of one premium buy?05:09 - How do you weigh low yield and negative gearing?05:27 - Is a blue chip really safer?06:21 - How can the wrong street kill returns?06:58 - Why aim for 75% owner-occupiers?09:16 - When do two mid-priced beat one premium?10:39 - How does cash-flow analysis change the buy?13:19 - Will one house outgrow two units?16:27 - Is financing one blue chip easier?19:40 - Should market cycles shift your plan?******🚨 Australia's OFFICIAL #1 best selling property investment book of all time in Australia of the past decade, 'Positively Geared' has just been completely revised and updated: 👉 https://amzn.to/3VXfJTp🥇 Aus Property Professionals is one of Australia’s most sought-after buyer advocacy agencies with over 5000 purchases made on behalf of clients. Book your discovery call here: https://www.auspropertyprofessionals....🏠 Looking for property management that actually works for you?Get personalised, hands-on support directly from industry expert and Positively Geared co-host Armando Errichiello at Property Corner: https://propertycorner.com.au✅ MESSAGE ME THROUGH THESE CHANNELS:Website: 👉 https://www.auspropertyprofessionals....Send your questions to: 👉 lloyd@auspropertyprofessionals.com.auFollow us on Facebook: 👉 www.facebook.com/profile.php?id=61563777981416Follow us on Instagram: 👉 www.instagram.com/lloydedge_buyersagent/Subscribe to our YouTube Channel: 👉 @auspropprofessionalsConnect with us on LinkedIn: 👉 / lloyd-edge-b417a399 See omnystudio.com/listener for privacy information.Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.#PropertyInvesting #BlueChipProperty #AustralianProperty #RealEstateStrategy #CashFlow #NegativeGearing #PortfolioGrowth #HomeBuyingAustralia Hosted on Acast. See acast.com/privacy for more information.
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    31 mins
  • The 5% Deposit Everyone Wants… But Is It Worth It?

    The 5% Deposit Everyone Wants… But Is It Worth It?
    Dec 11 2025

    ABOUT THIS PODCAST:

    Albo’s 5% deposit scheme sounds like a fast track into the market, but is it really the smartest move for your future? In this episode we unpack who qualifies, hidden costs most buyers miss, and why servicing the loan matters more than saving the deposit. We also look at how supply shortages, stamp duty, and fast-moving auctions are pushing prices, plus the risk of negative equity if growth stalls. You’ll hear when a cheaper investment in a different city can beat the 5% route, and how to weigh lifestyle goals against long-term returns.


    If you’re a first-home buyer or an investor deciding between “buy now” and “buy right,” this breakdown gives you a clear way to choose.


    ******


    TIME STAMPS:

    01:21 - What exactly is the 5% deposit scheme and how does the guarantee work?

    02:26 - Who really qualifies for the scheme and what catches trip buyers up?

    04:34 - How much do stamp duty and buying costs change the true entry price?

    06:00 - What income do you need to realistically service a $1.5m purchase?

    07:06 - Does the single-parent 2% option help or create new risks?

    08:01 - Is the scheme fueling FOMO and pushing prices beyond guides?

    09:49 - Is low supply the real problem and how is it driving the market?

    12:58 - Why are recent comps useless in a fast-moving auction campaign?

    15:22 - What did past apartment oversupply teach buyers about growth risk?

    16:50 - Could a 5% deposit leave you facing negative equity later?

    17:56 - When is rentvesting or buying in another city the smarter play?

    20:56 - Should you use the scheme at all or focus on long-term growth instead?


    ******


    🚨 Australia's OFFICIAL #1 best selling property investment book of all time in Australia of the past decade, 'Positively Geared' has just been completely revised and updated: 👉 https://amzn.to/3VXfJTp


    🥇 Aus Property Professionals is one of Australia’s most sought-after buyer advocacy agencies with over 5000 purchases made on behalf of clients.


    Book your discovery call here: https://www.auspropertyprofessionals....


    ✅ MESSAGE ME THROUGH THESE CHANNELS:


    Website: 👉 https://www.auspropertyprofessionals....

    Send your questions to: 👉 lloyd@auspropertyprofessionals.com.au

    Follow us on Facebook: 👉 www.facebook.com/profile.php?id=61563777981416

    Follow us on Instagram: 👉 www.instagram.com/lloydedge_buyersagent/

    Subscribe to our YouTube Channel: 👉 @auspropprofessionals

    Connect with us on LinkedIn: 👉 / lloyd-edge-b417a399


    See omnystudio.com/listener for privacy information.


    Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.


    #SydneyProperty #FirstHomeBuyer #AustralianRealEstate #PropertyInvesting #HomeLoanTips

    Hosted on Acast. See acast.com/privacy for more information.
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    31 mins
  • The Block 2025: What Went Wrong with Daylesford’s $3M Homes?

    The Block 2025: What Went Wrong with Daylesford’s $3M Homes?
    Nov 4 2025

    What happens when reality TV forgets real-world numbers? In this episode, Lloyd Edge breaks down The Block’s Daylesford auctions to reveal what every serious property investor can learn from the $3M listings that struggled to sell.


    From overpriced reserves to risky suburb choices, Lloyd and Armando unpack how data, demand, and due diligence must always come before design. They also explore the real consequences of chasing trends, relying on tax perks, and ignoring the fundamentals that drive long-term growth.


    Whether you watch The Block for entertainment or education, this episode separates the screen drama from the numbers that matter.


    ******


    TIME STAMPS:

    0:00 – Did The Block 2025 miss the mark?

    0:35 – Why the Daylesford location was a risky choice

    2:30 – $3M homes in an $820K suburb: where it went wrong

    3:45 – How long properties sit on the market in Daylesford

    5:30 – What happens when you build the wrong property for the wrong market

    6:55 – Did The Block do enough market research?

    8:50 – Setting the wrong reserves: why buyers walked away

    10:15 – The human cost behind TV renovation dreams

    13:00 – Will the unsold homes ever find buyers?

    15:00 – What advice would Lloyd give Channel 9 next time?

    20:00 – Why depreciation isn’t a property strategy

    27:00 – Ed’s Deal: The final Daylesford property showdown


    ******


    🚨 Australia's OFFICIAL #1 best selling property investment book of all time in Australia of the past decade, 'Positively Geared' has just been completely revised and updated: 👉 https://amzn.to/3VXfJTp


    🎙️ Prefer to hear this podcast episode in it's audio format?

    👉 https://open.spotify.com/episode/66xW...


    🥇 Aus Property Professionals is one of Australia’s most sought-after buyer advocacy agencies with over 5000 purchases made on behalf of clients.


    Book your discovery call here: https://www.auspropertyprofessionals....


    ✅ MESSAGE ME THROUGH THESE CHANNELS:


    Website: 👉 https://www.auspropertyprofessionals....

    Send your questions to: 👉 lloyd@auspropertyprofessionals.com.au

    Follow us on Facebook: 👉 www.facebook.com/profile.php?id=61563777981416

    Follow us on Instagram: 👉 www.instagram.com/lloydedge_buyersagent/

    Subscribe to our YouTube Channel: 👉 @auspropprofessionals

    Connect with us on LinkedIn: 👉 / lloyd-edge-b417a399


    See omnystudio.com/listener for privacy information.


    Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.


    #PropertyInvestment #TheBlock2025 #AustralianProperty #RealEstateInvesting #LloydEdge #PropertyMarket

    Hosted on Acast. See acast.com/privacy for more information.
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    34 mins
  • Commercial or Residential: Which Builds Wealth Faster?

    Commercial or Residential: Which Builds Wealth Faster?
    Sep 22 2025

    🎥 ABOUT THIS PODCAST:


    Commercial vs Residential property, where should investors put their money? 🤔


    Residential is often seen as the safer play with steady growth, while commercial can deliver higher yields but comes with bigger risks. So, which path makes more sense for your portfolio today?


    In this episode of the Positively Geared Podcast, Lloyd Edge breaks down the pros and cons of each, covering lending differences, tenant risks, location importance, and why some investors choose to start with residential before stepping into commercial.


    If you’ve been asking whether to chase high yields, stick with steady growth, or explore markets beyond Sydney, this discussion will help you decide with more confidence.


    Enjoy!


    ******


    TIME STAMPS


    00:00 : Should investors start with residential before moving into commercial?

    02:35 : How do lending rules differ between commercial and residential?

    03:05 : Are long commercial leases worth the risk of extended vacancies?

    05:06 : How much do location and tenant quality matter in commercial property?

    06:34 : What happens if banks suddenly change their lending terms?

    07:39 : How do you find and manage the right commercial tenants?

    09:45 : Which is likely to perform better long-term, commercial or residential?

    14:36 : Should first-time investors look beyond Sydney to get started?

    16:34 : Will lifestyle-driven moves continue to fuel regional growth?

    20:00 : Do long-term data trends beat chasing short-term hotspots?

    20:45 : What are the top markets outside Sydney worth considering?

    23:35 : Are Perth and Darwin smart buys or too dependent on mining?


    ******


    🚨 Australia's OFFICIAL #1 best selling property investment book of all time in Australia of the past decade, 'Positively Geared' has just been completely revised and updated: 👉 https://amzn.to/3VXfJTp


    ✅ HOW CAN YOU REACH OUT TO LLOYD?...


    🥇 Aus Property Professionals is one of Australia’s most sought-after buyer advocacy agencies with over 5000 purchases made on behalf of clients.


    Book your discovery call here: https://www.auspropertyprofessionals....


    ✅ CONNECT WITH LLOYD & AUS PROPERTY PROFESSIONALS:


    Website: 👉 https://www.auspropertyprofessionals....

    Send your questions to: 👉 lloyd@auspropertyprofessionals.com.au

    Follow us on Facebook: 👉 www.facebook.com/profile.php?id=61563777981416

    Follow us on Instagram: 👉 www.instagram.com/lloydedge_buyersagent/

    Subscribe to our YouTube Channel: 👉 @auspropprofessionals

    Connect with us on LinkedIn: 👉 / lloyd-edge-b417a399


    See omnystudio.com/listener for privacy information.


    Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.


    #InvestingInAustralia #RealEstateTips #FinancialFreedom #PassiveIncome #SmartInvesting

    Hosted on Acast. See acast.com/privacy for more information.
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    29 mins