Why panic selling backfires — and how proper planning prevents emotional mistakes.
In this episode of Something More with Chris Boyd, Chris and Brian Regan tackle a timeless question: Why do investors feel the urge to sell when markets decline? They explore the psychology behind market fear, why this instinct is often counterproductive, and how disciplined planning helps investors avoid costly emotional decisions.
From there, the conversation moves into today's market environment — including the global tensions, oil price changes, sector‑specific volatility, and what these disruptions mean (and don't mean) for long‑term investors.
A major focus in this episode is private credit; an area Brian has been warning about since early 2025. He outlines why the surge in private credit inflows, liquidity mismatches, rising default rates, and cross‑ownership structures between private equity and private credit funds are creating instability beneath the surface. While not a 2008‑style crisis, Brian explains why investors — especially those unknowingly exposed — should pay attention.

#MarketVolatility #InvestorBehavior #FinancialPlanning #WealthManagement #PrivateCredit #SomethingMoreWithChrisBoyd

• Why rental property owners should strongly consider using an LLC
• Inside vs. outside creditors — and why the distinction matters
• How LLCs protect your home and financial assets from tenant lawsuits
• Selecting the right state in which to form an LLC (charging order jurisdictions explained)
• Filing requirements, costs, and practical considerations
• Using LLCs as part of multi‑generation wealth planning
• Whether MA real estate taxed in an estate can be reduced or eliminated using LLCs or credit shelter trusts

• Why most estate plans are outdated long before people realize
• How step‑up in basis really works (and why families lose hundreds of thousands by structuring things incorrectly)
• Joint trusts vs. individual trusts — and why traditional planning often fails today
• Residency choices (MA vs. FL) and the tax implications, including:
• • Estate tax thresholds
  • Capital gains considerations
  • Required steps for changing domicile
• How the SECURE Act changed IRA planning and why most trusts created before it need updates
• Why "funding the trust" is the #1 reason estate plans fail