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The Debt Hotline

The Debt Hotline

By: Team Solo
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If you've ever felt overwhelmed by debt or confused by a court summons, you're not alone—and you're not powerless.

The Debt Hotline is your direct line to clarity, confidence, and control over your financial future. Hosted by legal expert George Simons and financial wellness advocate Hannah Locklear, this show breaks down the debt collection process, teaches you how to respond to lawsuits, and gives you real, actionable steps to take back control.

With insights from industry pros, real listener questions, and practical guidance, The Debt Hotline helps you navigate debt with knowledge and courage. Don’t panic—get informed. Call in, tune in, and let’s get you back on track.Solo Economics Personal Finance Political Science Politics & Government
Episodes
  • The #1 Mistake People Make After Getting Sued

    The #1 Mistake People Make After Getting Sued
    Mar 31 2026
    In this episode of The Debt Hotline, George sits down with former debt collection attorney Greg Anjewierden, founder of DebtBrief, to break down the single biggest mistake people make after getting sued — and what to do instead.

    If you think calling the collector is your first move… think again.

    Sued for debt? Use Solo to respond and resolve it:
    https://www.solosuit.com/?utm_source=podcast&utm_medium=podcast&utm_campaign=debt_hotline

    In this episode, you’ll learn:
    • Why filing your Answer should come before anything else
    • What happens if you ignore discovery requests
    • How motions for summary judgment can end your case fast
    • Why some debt settlement companies make lawsuits worse
    • What to do if you suspect identity theft
    • How wage garnishments stack (and who gets paid first)
    • When statute of limitations can actually save you
    • Whether you should show up to court (spoiler: yes)
    Real scenarios covered:
    • Being sued while enrolled in a debt settlement program
    • A $40,000 auto loan lawsuit that may be fraud
    • Multiple wage garnishments piling up
    • A case filed just beyond the statute of limitations
    • A judge quietly suggesting a motion to dismiss
    The bottom line
    The worst thing you can do after getting sued is panic or ignore it. The second worst? Trusting someone else without confirming your Answer was actually filed.

    The good news: when you engage in the process early, your leverage increases dramatically. Most creditors want resolution — not trial. But only if you show up.

    To submit a question to The Debt Hotline, you can:
    • Call 801-613-8181 and leave a voicemail
    • Fill out this form: https://forms.gle/28gd4XFsq6ybN4Qu8
    • Send an email to support@solosuit.com
    Show more Show less
    1 hr and 3 mins
  • Debt Lawsuit Strategy Q&A - When to Fight or Settle

    Debt Lawsuit Strategy Q&A - When to Fight or Settle
    Mar 24 2026
    Getting sued for debt can feel overwhelming — should you fight the lawsuit or negotiate a settlement?

    Attorney Greg Anjewierden has spent years on both sides of debt litigation. In this episode of The Debt Hotline, he breaks down real strategies that work in court.

    Sued for debt? Respond and resolve it with Solo: https://www.solosuit.com?utm_source=podcast&utm_medium=podcast&utm_campaign=debt_hotline

    You’ll learn:
    • When it makes sense to fight a debt lawsuit
    • When it’s better to negotiate a settlement
    • How to protect yourself even if you owe the debt
    • What debt collectors can and can’t do
    • Settlement ranges and payment plan examples
    • Real caller situations you can learn from
    Greg has represented both creditors and consumers, so he knows how each side approaches settlement, arbitration, discovery, and trial.

    To submit a question to The Debt Hotline, you can:
    • Call 801-613-8181 and leave a voicemail
    • Fill out this form: https://forms.gle/28gd4XFsq6ybN4Qu8
    • Send an email to support@solosuit.com
    Show more Show less
    53 mins
  • I Responded to My Debt Lawsuit — What Happens Next? Attorney Q&A

    I Responded to My Debt Lawsuit — What Happens Next? Attorney Q&A
    Mar 17 2026
    You filed your answer. You avoided a default judgment.

    Now what?

    In this episode of The Debt Hotline, Hannah is joined by bankruptcy and consumer rights attorney John Skiba (The Consumer Warrior) to walk through what actually happens after you respond to a debt lawsuit. From initial disclosures to motions for summary judgment, we break down the stages of a debt collection case — and what you should expect at each step.

    If you’ve already filed your answer and are wondering whether you’re safe… this episode is for you.

    Sued for debt? Respond and settle with Solo: https://www.solosuit.com?utm_source=podcast&utm_medium=podcast&utm_campaign=debt_hotline

    In this episode, you’ll learn:
    • What typically happens after you file your answer
    • How long it takes to get a hearing date (and why it varies by state)
    • What a motion for summary judgment means — and why it’s serious
    • Whether you should settle or fight the case
    • How to create a realistic “settlement budget”
    • The difference between negotiating with original creditors (like Discover) vs. debt buyers
    • How to avoid wage garnishment
    • What happens to your credit report after you settle
    Real questions covered:
    • “They offered to settle after I filed my answer — what should I do?”
    • “Discover filed a motion for summary judgment — did I lose?”
    • “What percentage should I offer to settle a $15,000 lawsuit?”
    • “How do I get a settled debt removed from my credit report?”
    • “How long before I actually get a court date?”
    The bottom line
    Filing an answer is a powerful first step, but it’s not the end of the process. Debt lawsuits move through specific stages, and staying engaged is critical. The good news? Most creditors prefer settlement over trial, and negotiating early can save you thousands in fees, interest, and court costs.

    If you’ve been sued, don’t ignore it. Don’t panic either. There is almost always a path forward.


    To submit a question to The Debt Hotline, you can:
    • Call 801-613-8181 and leave a voicemail
    • Fill out this form: https://forms.gle/28gd4XFsq6ybN4Qu8
    • Send an email to support@solosuit.com
    Show more Show less
    44 mins
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