If you need help with your investing accounts: https://www.makingmoneysimple.co.uk/

In this episode we cover everything to do with Stocks & Shares Lifetime ISAs:

• What they are
• Their pros and cons
• S&S LISA vs Cash LISA
• Whether you should use them
• The best S&S LISA providers - https://www.moneysavingexpert.com/savings/lifetime-isas/#bestbuysstocks
• The maths behind why a pension might be better
• Why I stopped contributing to my own S&S LISA

I hope you find this episode helpful!

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More Investing:

📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠click here⁠⁠⁠⁠

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠click here⁠⁠⁠⁠

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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch - ⁠click here⁠

This is a special episode. Ian, a previous course student, joins me to discuss his investing journey... and he drops a lot of gems!

From not even having a credit card and selling at a 3p loss due to nervousness.

To now having a Stocks & Shares ISA and SIPP, and a workplace pension he's taken control of, investing for the long term.

If you're a nervous investor or a beginner investor, this episode will be perfect for you.

It will help you out and show just how much you can change within a few months.

Mentioned in this video:

• Get involved in the next 4-week Investing Course - click here
• Workplace pension video - click here
• Previous podcast where I answered Ian's questions during the course - click here

Listen to the episode for the full details!

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More Investing:

📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠click here⁠⁠⁠⁠

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠click here⁠⁠⁠⁠

-----------------------------------------

⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch - ⁠click here⁠

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Timestamps:

0:00 - Intro

3:30 - Which S&S ISA and ETF?

7:01 - Panic selling

10:48 - Workplace pension and SIPP

17:29 - Crypto investments

23:45 - Global diversification

26:39 - Plan going forward

29:50 - The best time to start

32:3 - Spreading the word

Download the end-of-tax-year 20 question checklist here.

Other things mentioned in this episode:

• Claim extra tax relief back - here
• Tax cliff YouTube video, if you earn more than £50,270 - here

Thanks for listening!

-----------------------------------------

More Investing:

📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠click here⁠⁠⁠

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠click here⁠⁠⁠

-----------------------------------------

⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

-----------------------------------------

📥 Get in touch - click here

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Timestamps:

0:00 - 20 end of tax year questions

1:32 - ISAs

3:20 - Important Cash ISA point

5:59 - Pensions

7:43 - Important action: tax relief

9:38 - Biggest change: dividends

11:24 - Capital gains tax (and bed & ISA)

13:45 - Inheritance tax

14:16 - Limited company directors

15:32 - Most important reminder