Your Money Guide on the Side Podcast By Tyler Gardner cover art

Your Money Guide on the Side

Your Money Guide on the Side

By: Tyler Gardner
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Your go-to podcast for mastering money and investing. Hosted by Tyler Gardner, a trusted influencer with over 3M followers, Your Money Guide on the Side simplifies the complex, adds nuance to what seems simple, and connects you with the brightest minds in finance, investing, and business. Whether you’re just starting or leveling up, this is your one-stop resource to navigate your own finances with clarity, confidence, and a bit of fun. Let’s get you one step closer to where you need to be.© 2025 Your Money Guide on the Side Economics Leadership Management & Leadership Personal Finance
Episodes
  • 5 AI Prompts That Will Change How You Manage Money (And 3 Things It Still Gets Dead Wrong)

    5 AI Prompts That Will Change How You Manage Money (And 3 Things It Still Gets Dead Wrong)
    Mar 23 2026
    As always, a MASSIVE thank you to this week's sponsors: Gelt: I will forever regret not prioritizing a tax strategist early in my solopreneur journey. Don't make the same mistake I did and leave money on the table. If you are a business owner or a high net worth individual, check out Gelt today at joingelt.com/tyler. Fabric: there is a reason that term life insurance is number 4 in my financial order of operations, before an Emergency Fund, and before funding the Roth IRA. If anyone else depends on your income, cross this off your list today in ten minutes at meetfabric.com/tyler. And on to the show notes! AI isn’t replacing financial advisors. But it is getting surprisingly good at doing one of the most valuable parts of the job: stopping you from making bad decisions. In this episode, Tyler breaks down how to actually use AI as a financial tool — not for stock picks or shortcuts, but for clarity, structure, and behavioral coaching. Because the biggest gap in investing isn’t information. It’s execution. In this episode, Tyler covers: Why most investors underperform the market — and how behavior drives that gap How to build a complete financial snapshot for better decision-making How to use AI to uncover your real risk tolerance (not the one you think you have) How to create a simple, diversified investment strategy using structured prompts Why asset location (where you hold investments) matters more than most people realize How to stress test your plan using worst-case scenarios and Monte Carlo thinking How to use AI as a behavioral guardrail during market volatility The real risks: privacy concerns, bad prompts, and AI hallucinations The core idea: AI is a tool, not a replacement for judgment. Used well, it can help you think more clearly, avoid emotional decisions, and build a plan you actually understand. Used poorly, it can give you confident-sounding answers to the wrong questions. If you take one thing from this episode, it’s this: Better inputs lead to better decisions. And if AI helps you slow down, ask better questions, and avoid one major mistake, it’s already paid for itself. If the show’s been helpful, leaving a quick review on Apple or Spotify genuinely helps. Hope this gives you something to think about this week.
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    37 mins
  • How to Make Your Child Absurdly Wealthy for Absurdly Little

    How to Make Your Child Absurdly Wealthy for Absurdly Little
    Mar 16 2026
    As always, a MASSIVE thank you to this week's sponsors: LMNT: regardless of who much money you have, if you're not feeling your best physically and mentally, it means very little. That's why I drink LMNT daily (well, multiple times a day) to continue to be as productive as I can be after my workouts. Try drinklmnt.com/tyler today and let me know what your favorite flavor is! Copilot Money: if you are looking for one of the most well-designed money apps out there, check out Copilot Money today. My friends and family continue to rave about it, and they now have all of their money needs in one place. Check out try.copilot.money/tyler today and use code TYLER2 for two free months, so you can see if it works for you! Facet: find out why I have been endorsing Facet for over 18 months now by checking out facet.com/tyler. They are a one-stop shop for financial planning, investment management, tax strategy, and retirement planning. And best part: it's all for one flat annual membership fee. Check out facet.com/tyler and see if they're the right fit for you! And on to the show notes! Many parents want to help their kids financially — but often focus on the wrong things. Saving for a wedding, helping with a down payment, or paying for grad school can help in the moment. But the biggest advantage you can give a child financially is time. In this episode, Tyler breaks down how investing small amounts early in a child’s life can turn into millions thanks to compound growth — and walks through the most practical ways parents can do it. In this episode, Tyler covers: How investing $3,000 per year for a decade could grow into millions over a lifetime The power of giving a child 20–30 extra years of compounding How UGMA/UTMA accounts work and their tax implications Why a custodial Roth IRA can create completely tax-free retirement wealth A lesser-known strategy: investing in your own brokerage account and passing assets down with a step-up in basis Why 529 plans are useful — but often overhyped and less flexible The key takeaway: when it comes to investing for your kids, starting early matters far more than the amount you invest. Even small, consistent contributions can grow into life-changing sums over decades. If this episode helped clarify your approach to investing for your family, consider leaving a quick review on Apple Podcasts or Spotify — it helps others find the show.
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    47 mins
  • How to Stop Buying a Life That Isn't Yours | Hanna Horvath, CFP®

    How to Stop Buying a Life That Isn't Yours | Hanna Horvath, CFP®
    Mar 9 2026
    As always, a massive thanks to this week's sponsors: Anthropic: I use Claude AI every single day as a thought partner and business strategist. To become more efficient and solve problems more quickly and effectively, check out claude.ai/tyler today. Bilt: If you're not earning rewards from your biggest annual expense (rent and mortgage!), you might just be missing out. Learn more about their three new credit cards and how you can start earning rewards for your biggest expenses at joinbilt.com/tyler. Gelt: And I'll go to my grave with this one: the single biggest mistake I have made in business thus far is not prioritizing finding a tax strategist and partner before anything else. Go to joingelt.com/tyler to see if they can help your business find what it's been missing. And on to the show notes! Most financial advice assumes money decisions are rational. Spend less. Save more. Invest consistently. But in reality, our financial decisions are often driven by psychology, identity, and social pressure far more than spreadsheets. In this episode, Tyler sits down with Hannah Horvath, CFP and writer of Your Brain on Money, to explore why traditional financial advice misses the behavioral side of money — and why understanding your values matters just as much as understanding the math. In this conversation, Tyler and Hannah discuss: Why information alone rarely changes financial behavior How social comparison shapes spending and lifestyle choices Why defining “enough” is more psychological than financial How marketing profits from creating a sense of lack The hidden cost of hyper-convenience and digital isolation Why community and real-world connection matter more than we think The core idea: money is a tool, but if you don’t define what you actually value, it’s easy to spend your life chasing someone else’s version of success. If you’d like to explore more of Hannah’s work, you can find her newsletter Your Brain on Money, where she writes about the psychology and culture behind our financial decisions. And if the show’s been helpful, leaving a quick review on Apple or Spotify genuinely helps. Hope this gives you something to think about this week.
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    41 mins
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I really enjoy this podcast. Tyler gives very practical advice in an entertaining and easy to understand way.

Very informative

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My husband and I have been listening to Tyler for several months now. We really enjoy the way. He delivers information about investing. It’s very clear, much more understandable than some of the advice we’ve been given in the past. And he often shares this advice with some interesting anecdotes. Overall, we have learned a lot and instead of handing money to our investor like we have done in the past, we’ve opened our own brokerage accounts and begun investing there these episodes are not overly long, so give us great information in a relatively short amount of time….highly recommend!

Understandable advice.

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Tyler’s down to earth discussion and his helping me to understand 1 level down - it’s a great listen for a novice like me… just enough to make me dangerous… or set for life!

I started following his short content as it showed up on my social media - and as he discusses in the podcast - it’s difficult to get across a lot in a 30 second bite size video - but those peaked my interest and got me to find the podcast here…

Very happy with the listens so far… except I walk around my neighborhood while listening… not through the woods of Vermont.

Down to earth - easy to listen to

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Tyler is great at making complex topics simple. He provides real examples & debunks myths while also addressing the psychological components of money that most ignore.

the best & easiest to understand financial podcast

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i so enjoy Tyler's teaching style. One really does not need to "google" money terms because of his down to earth approach. I listen weekly and refer back often. I do wonder what are the names his hounds?
Thank you and happy investing!

Honest & Integrity

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